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U Drive Acceptance Corp. is a subprime finance company specializing in providing financial solutions to Independent and Franchise Auto Dealers in the heart of the Midwest. Located in Sioux City, IA, UDAC believes in a 'get it done' philosophy in our lending approach for our dealers. For our customers, we seek to help consumers that may be credit challenged qualify for auto financing and assist in rebuilding their credit. U Drive provides an opportunity for customers that deserve a second chance at automobile financing and need sensible transportation.